Quick Add
Type Coffee 180 and it's saved in one line — amount parsed, date and time auto-filled, category suggested from the note.
Free · Open source · End-to-end encrypted
Your expenses. Encrypted. Yours alone.
XPENSIC is a lightweight expense tracker that runs entirely in your browser. Every rupee is encrypted before it leaves your device — so your money data stays private, no matter what.
Open source
AES-256-GCM
No account data on our servers
End-to-end encrypted
AES-256-GCM, client-side
Works offline
Runs entirely in your browser
Zero tracking
No invasive analytics, ever
Open source
Public code, auditable by anyone
Features
Everything you need to track spending
Fast, private, and delightfully simple. Built for the way you actually spend.
Smart search
Understands natural queries like Food last month, >1000, today, 2026-07, or rent.
Budgets & alerts
Per-category monthly budgets with progress bars — yellow at 80%, red at 100% — plus "copy from last month".
Category breakdown
A clear dashboard with KPI cards, a category chart, recent expenses, and budget alerts at a glance.
Multi-device sync
Sign in on any device and your encrypted vault follows you — syncing as opaque, encrypted envelopes.
Import / Export
Full-state JSON backup and round-trip-safe CSV that opens directly in Google Sheets and Excel.
Voice entry
On Chrome and Edge, just say "Coffee 180" and it's captured — hands-free expense logging.
Keyboard shortcuts
Move at the speed of thought — n add, / search, t theme, ? help.
Custom categories
Full CRUD with emoji icons — 🍔 Food, 🚗 Transport, 🏠 Housing — and flexible payment methods.
Flexible currency
INR by default, any ISO code with custom symbol and position, plus Indian digit grouping.
Privacy first
Your data is encrypted before it ever leaves your device
XPENSIC is built on a simple promise: your money data is yours alone. Every expense, category, budget, and setting is encrypted in your browser with AES-256-GCM before it's sent anywhere.
Client-side encryption
Encryption happens in your browser with libsodium / Web Crypto. The server never sees plaintext.
You hold the key
Only you hold your master key. The server stores ciphertext and encrypted key-wraps — nothing readable.
Recovery options
Recover your vault with your vault password, a recovery phrase, or a trusted-device key wrap.
🔐
You encrypt
in your browser
🗄️
Server stores ciphertext
opaque encrypted envelopes
🔓
Only you can decrypt
with your master key
The server is mathematically incapable of reading your data — it only ever holds ciphertext.
How it works
Up and running in minutes
From first sign-up to full control of your spending — no setup, no downloads.
Create your account
Sign up with email or mobile + password. Your vault and master key are created instantly in your browser.
Add expenses in seconds
Type Coffee 180 or just say it. Amount, date, and category are handled for you.
Set budgets
Give each category a monthly budget and get gentle alerts before you overspend.
Track anywhere
Your encrypted vault syncs across every device you sign in on — always private, always with you.
Pricing
Free. Truly free.
XPENSIC is currently free — no tiers, no paywalls, no surprises.
XPENSIC
₹0 / forever
Everything included, no limits.
- Unlimited expenses & categories
- End-to-end encryption included
- Multi-device sync
- Budgets, search & voice entry
- JSON & CSV import/export
Open source and free to self-host too.
FAQ
Frequently asked questions
Everything you might want to know about XPENSIC.
Yes. All your data is encrypted in your browser with AES-256-GCM before it ever leaves your device.
The server stores only ciphertext and encrypted key-wraps, so it is mathematically incapable of reading
your expenses, categories, budgets, or settings.
You can recover your vault with your vault password, a recovery phrase, or a trusted-device key wrap.
Because of end-to-end encryption, no one — including us — can reset your password for you, which is
exactly what keeps your data private.
Absolutely. Sign in on any device and your encrypted vault follows you. Data syncs as opaque,
encrypted envelopes — your devices decrypt it locally, so it stays private everywhere.
Yes. XPENSIC is currently free with no tiers, paywalls, or hidden costs. It's also open source, so you
can even self-host it if you prefer.
Yes — the codebase is public and open source. That means anyone can audit how your data is handled,
which is a core part of our privacy promise. You can find it on GitHub.
Anytime. Export a full-state JSON backup for a complete snapshot, or a round-trip-safe CSV that opens
directly in Google Sheets and Excel. You own your data — take it with you whenever you like.
Take control of your spending.
Join XPENSIC today — free, private, and encrypted by default. Your money data stays yours alone.
Sign up free